Governance at EFC

Embedding Integrity, Accountability, and Regulatory Excellence

At EmergX Finance Corporation (EFC), governance is not just a legal requirement — it is the backbone of our institutional credibility, investor trust, and impact delivery. We are committed to building a governance culture that combines regulatory discipline with purpose-driven leadership to deliver sustainable value across markets we serve.

As a UK-based investment firm preparing for FCA authorisation under the Investment Firms Prudential Regime (IFPR), our governance systems are designed to meet the highest international standards in risk, compliance, financial conduct, and impact integrity.

Governance Framework Overview

EFC’s governance model is built on four interconnected layers:

Board of Directors Oversight

  • Chaired by an independent and experienced executive with international development and finance experience
  • Includes a balance of executive and non-executive directors to ensure strategic direction, fiduciary oversight, and independent judgment
  • Supported by dedicated board committees, including:
  • Risk & Compliance Committee
  • Audit & Finance Committee

Remuneration & Governance Committee

Executive Management Accountability

  • Composed of C-suite executives with defined responsibilities across finance, operations, strategy, people, risk, and impact
  • Manages day-to-day operations, regulatory compliance, capital deployment, and stakeholder engagement
  • Accountable to the Board and regulatory reporting systems

Regulatory Alignment & Compliance

  • Full alignment with FCA’s MiFID requirements and IFPR expectations for Non-SNI firms
  • Development of a robust ICARA (Internal Capital Adequacy & Risk Assessment) process
  • Appointment of a Chief Risk & Compliance Officer (CRCO) with oversight over AML, KYC, market conduct, and whistleblowing
  • Preparation of all governance documentation including:
    • Compliance Manual
    • AML & CTF Policy
    • Conflict of Interest Policy
    • Remuneration Policy
    • Risk Management Framework

Impact and ESG Governance

  • Integration of ESG and SDG metrics into investment decision-making
  • Oversight by the Chief Impact Officer, who ensures that each investment aligns with EFC’s social, environmental, and development objectives
  • External audits and third-party validation for impact claims where required

Key Governance Documents & Policies

Board Charter & Code of Ethics

Risk Management & Internal Control Framework

ICARA Report (under development)

Conflict of Interest Policy

AML/KYC Policy

Whistleblowing Policy

ESG & Impact Accountability Framework

 “We believe that robust governance is the foundation of sustainable finance — protecting capital, delivering results, and maintaining public trust.”

Tansparency, Reporting & Ethics

 EFC is committed to:

  • Regular financial and impact reporting to investors and partners
  • Transparent disclosures on investment performance and risk
  • Zero tolerance for corruption, unethical conduct, or regulatory breaches
  • Promoting a culture of continuous improvement, board education, and integrity-first decision-making

Global Governance Principles We Follow

Our governance system is informed by:

  • UK FCA Principles for Businesses
  • OECD Guidelines on Corporate Governance
  • UNPRI (Principles for Responsible Investment)
  • Sustainable Finance Disclosure Regulation (SFDR) frameworks (where applicable)